Most welfare starts with the idea that people who have suffered setbacks should receive help from their fellow citizens. The problem arises when government gets involved, and the standard twists from “people who have suffered a setback” to “everyone needs to get the same treatment.” For this reason, government should withdraw from many areas of welfare, and leave the helping of people who have setbacks to friends, neighbors, and community organization that can decide, on the scene, whether a person needs the voluntary help of his peers. Tax relief and related incentives can provide the means and encouragement necessary.